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We’re simplifying and accelerating the homeownership process, making it more accessible for everyone.
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Real Estate Solutions
Anna George
Owner/Mortgage Broker & Real Estate Broker
Guide to Homeownership
Achieve homeownership goals with our webinar for first-time buyers, covering purchasing steps, mortgages, and down payment assistance.
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We help our clients find their dream home at the best affordable rates.
Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage financing process with per sonalized loan options that save you time and money.
Your trusted local mortgage partner
- Personalized unbiased mortgage expertise
- Access to over 70 lenders and hundreds of products
- Lower rates & better terms
- My services are free, from your 1st consultation to the signing of your mortgage.
The mortgage professional that you work with to get pre-approved will let you know for certain what you can afford based on lender and insurer criteria, and what your payments on a specific mortgage will be.
Commonly Asked Questions
Qualification depends on factors like credit score, income, debt-to-income ratio, and down payment. Our website offers a pre-qualification tool to give you an idea of your eligibility.
- Purchase
- Refinance
- Renewal
- Private mortgage
- Reverse mortagge
- Pre approvals
- commercial mortgages
- Rent to own
You can apply online through our secure portal or schedule an appointment with me at "anna_george@centum.ca" or you can call me at 9055101509
The approval takes 24-48 hours from application to closing, but this can vary based on individual circumstances.
You're trusting a REALTOR? with your most valuable possession, your home REALTORS" take this responsibility very seriously Here's what we promise you.
1. Your REALTOR? is a trained professional REALTORS" take extensive pre-licensing courses in order to obtain credentials for practicing in real estate.
2. Your REALTOR? is continuously trained REALTORS" keep pace with the times by taking continuing education courses to upgrade their knowledge on a broad range of real estate related issues in order to be able to continue to provide consumers with current advice.
3. Your REALTOR? does everything by the book A REALTOR" must be registered under provincial laws that govern exactly how real estate can and cannot be traded These regulations are your legal guarantee of professional behavior.
4. Your REALTOR? is an ethical businessperson REALTORS" must adhere to the extensive Code of Ethics of the Canadian Real Estate Association Several provinces have additional codes of ethics governing real estate professionals Your interests must always be put first.
5. Opportunity for recourse Should you have concerns about the professional behavior of a REALTOR', provincial regulators and your local real estate board or association take these matters very seriously and work quickly to resolve any issues.
6. Your REALTOR? has access to a local Board's MLS" System A Board's MLS" system is the single most powerful tool for buying and selling a home Your REALTOR" can provide you with exclusive features of the Board's MLS" System, such as immediate notification when new properties are listed You don't have to wait for it to be posted on a web site.
Many people who try to sell their own home end up using a REALTOR? in the end anyway. Before anybody decides to fly solo through this complex, time consuming and financially perilous process, they should consider these questions.
Will you really "save" the real estate commission?
When buyers see a home for sale 'by the owner, they see a bargain They imagine the REALTOR?'s fee going into their pocket, not yours.
How many potential buyers will you reach?
Selling a home takes more than just hanging a "For Sale" sign How will you promote your home? Will you write your own ads? How will you use the Internet? MLS? and the corresponding web site www REALTOR ca have changed the way people search for homes, and it's hard to court buyers without it.
you have the time?
Promoting a home is a full time job, and you may already have one Will you be able to take calls at any time? How about screening the callers to figure out if they're suitable candidates? Not everybody who calls is even suitable to walk through your home, but how do you tell?
Do you know the market well enough to get the most for your home?
Lacking years of experience, the average do-it-yourselfer is merely guessing at their listing price Often they set the price too low and miss out on thousands of dollars, or they price their home too high and drive away willing buyers.
you have the negotiation skills to keep a deal on track?
When an offer comes in, emotions can run high with so much money on the line This is why direct seller-to-buyer deals often end in disaster REALTORS? keep it professional and are indispensable when it comes to bargaining with buyers.
Rates are influenced by market conditions, your credit score, loan term, and down payment amount.
Your payment typically includes principal, interest, property taxes, and homeowners insurance (often referred to as PITH).
Yes, Most mortgages come with the prepayment options of 15-20% on yearly basis can be payoff without penalty. Check your specific loan terms for details
Yes , we offer in – person consultations at our office located in Ontario.
We also provide virtual meeting through facetime, messenger and google meet. You can schedule an appointment by contacting us
Determining the mortgage you can carry is based on a relatively simple calculation of loan amount, down payment, interest rate and amortization period A good rule of thumb when figuring your monthly housing cost is that it should not exceed 32% of your gross monthly family income or 40% of your gross monthly income Visit our Mortgage Calculator, plug in a few numbers and see what you end up with.
REALTORS? help you get the most for your home and they remove stress and confusion from the process Here are just some of the advantages.
Your REALTOR? becomes your home's champion
When you sign a "Listing Agreement" with your REALTOR?, this is their promise that he or she will use all their skills and resources to get the most for your home.
REALTORS? know how to attract the most potential buyers
Your REALTOR? is an expert home promoter, connected to a network of agents and their buyers He or she knows how to write compelling ads for your home, and only REALTORS? can place your home on a Board's MLS? System.
REALTORS? will help you increase your homes "sale-ability"
You probably have an emotional attachment to your home, and therefore can't view It objectively. Your REALTOR? will help you present your home in the best light, so buyers will fall in love with it more easily.
Market Knowledge - to help you get the most for your home
REALTORS? are masters of reading the market and pricing your home for maximum return A REALTOR?'s experience literally pays].
Negotiation Skills - to keep the deal on track
REALTORS? are indispensable when it comes to bargaining with buyers Tempers can flare and heels can dig in Your REALTOR? is an expert at smoothing things out.